Facing a car wreck in Tyler, TX, is stressful enough without having to deal with an insurance claim denial. Unfortunately, many accident victims in Texas discover that even valid claims can be rejected for reasons that may not seem fair. The good news is that a denial does not always mean the end of your case. With the right legal guidance, you can challenge the insurer’s decision and fight for the compensation you deserve.
Understanding Why Insurance Denials Happen
When an insurance company denies your claim, they are required to provide an explanation in writing. This might arrive as a letter or email, and if it doesn’t, you have the right to request it. Understanding their reasoning is the first step toward building your appeal.
Common reasons for denial include:
- Allegations of pre-existing injuries
- Claims that you delayed reporting the accident or your injuries
- Disputes over who caused the wreck
- Policy exclusions or lapses
- Insufficient evidence of damages
Sometimes, insurers argue the accident was avoidable or that your injuries aren’t directly related to the crash. In these situations, contacting an attorney for car wreck in Tyler, TX can make all the difference.
Taking Action After a Denial
If your claim is denied, don’t accept the decision at face value. A skilled attorney can:
- Review the insurer’s reasoning for accuracy and fairness
- Gather additional evidence, such as medical records, witness statements, or accident reports
- Identify any signs of bad faith, such as misrepresenting policy terms or undervaluing your claim
- File an appeal or pursue litigation when needed
At Gibbins Law Firm, we know that insurance companies often rely on the hope that claimants won’t push back. We make it clear from the start that our clients are serious about protecting their rights.
How Legal Representation Strengthens Your Case
Having a local attorney on your side means you have someone who understands both Texas personal injury laws and the tactics insurance companies use. We take the time to dissect your policy, review every detail of your accident, and build a case that supports your claim for full compensation.
Even if you share partial responsibility for the accident, Texas law allows you to recover damages based on proportionate responsibility. For example, if you are found 20% at fault, you could still collect 80% of your total damages. This may include:
- Medical expenses
- Lost wages
- Pain and suffering
- Long-term disability or reduced quality of life
Our goal is to secure a settlement or verdict that truly reflects the impact the wreck has had on your life.
Protecting Your Future After a Car Wreck
A denied insurance claim can feel like another blow after an already traumatic event, but you do have options. Working with an attorney for a car wreck in Tyler, TX, means having an advocate who will challenge unjust denials, negotiate assertively, and, if necessary, take your case to court.
Gibbins Law Firm offers local experience, fair representation, and unwavering dedication to our clients. If your car accident claim has been denied, we’re ready to review your case and fight for the results you need to move forward. Contact us today to take the first step toward reclaiming your peace of mind after a car wreck in Tyler, TX.
